For Families
Bank of Mom & Dad is a simple, fun banking app that lets parents manage their kids' savings accounts, track transactions, and automatically earn interest.
A digital piggy bank — no real money is transferred
Account
Alex
Balance
$245.50
+ Add
Set Balance
Allowance
+$20.00
Interest
+$1.02
Toy store
-$12.50
This is a tracking tool, not a real bank. You record what you owe and what kids spend — the actual cash stays in your hands.
Set a custom annual interest rate for your family bank. Kids see their savings grow automatically — just like a real bank.
Each kid picks their own color theme. Logging in feels personal, not like a chore.
Bank of Mom & Dad is a record-keeping tool, not a financial institution. No money is deposited, held, or transferred through this app. You track what you give your kids and what they spend — the actual cash always stays with you. Think of it like a shared notebook, but way more fun.
Three screens. That's really all there is to it.
Your Bank
The Johnson Bank
3 kids · 5% interest
+ Add Kid
Alex
Last activity: today
$245.50
Jordan
Last activity: today
$180.00
Casey
Last activity: today
$92.75
Annual Interest Rate
5.0%
Your bank at a glance
See all kids, balances, and interest rate in one place.
Account
Alex
Balance
$245.50
+ Add
Set Balance
Allowance
+$20.00
Interest
+$1.02
Toy store
-$12.50
Kid's personal account
Balance, full transaction history, and a custom color.
Balance
$92.75
Add Transaction
↑ Money In
↓ Money Out
0.00
e.g. Birthday money
Save
Log a transaction
Money in or out in seconds — with a note for context.
No complicated setup. No monthly fees. Just you and your kids.
Sign up with a username, password, and a name for your family bank (like “The Johnson Bank”).
Create an account for each child with their name, a login username, and a password they'll remember.
Log money in (allowance, birthday money, chores) and money out (spending). Add a note so kids know what each transaction was for.
Kids log in to check their balance, see transaction history, and watch their interest add up. Money lessons that actually stick.
Not ready to sign up? Log in with username demo and password demobank to explore the app with sample data.
Try Demo Account →Join families already using Bank of Mom & Dad to make money lessons fun.